Youth Loans

FSA makes loans to individual youths to establish and operate income-producing projects of modest size in connection with their participation in 4-H clubs, FFA and similar organizations. Each project must be part of an organized and supervised program of work designed to provide practical business and educational experience. The project must be planned and operated with the help of the organization adviser and produce sufficient income to repay the loan. 

A Youth loan is available to young persons between the ages 10 and 20 years.  The maximum loan amount is $5,000. 

Loan funds may be used to:   

  • Buy livestock, seed, equipment and supplies
  • Buy, rent or repair needed tools and equipment
  • Pay operating expenses for the project

We encourage you to contact your local office or USDA Service Center to learn more about our programs and the information you will need for a complete application. To locate your local FSA office, click here or find a listing in the telephone directory in the section set aside for governmental/public organizations under the U.S. Department of Agriculture, Farm Service Agency. Our local FSA offices will be happy to provide you with further information and a loan application.