Federal Emergency Management Agency Designate Multiple Counties in Kentucky as Contiguous Natural Disaster Areas Due to Severe Storms, Straight-line Winds, Tornadoes, and Flooding

This Presidential disaster declaration allows the United States Department of Agriculture (USDA) Farm Service Agency (FSA) to extend much-needed emergency credit to producers recovering from natural disasters through emergency loans. Emergency loans can be used to meet various recovery needs including the replacement of essential items such as equipment or livestock, reorganization of a farming operation, or to refinance certain debts. FSA will review the loans based on the extent of losses, security available, and repayment ability. 

1. Triggering Presidential Designation M4878

Impacted Area: Tennessee, Alabama, Arkansas, Kentucky, Mississippi, Missouri

Triggering Disaster: Severe Storms, Straight-line Winds, Tornadoes, and Flooding that occurred April 2, 2025 through April 24, 2025

Application Deadline: 02/19/2026

Primary Counties Eligible: 

• Tennessee: Cheatham, Davidson, Decatur, Dickson, Dyer, Fayette, Gibson, Grundy, Hardeman, Hardin, Haywood, Henry, Hickman, Lauderdale, McNairy, Madison, Montgomery, Obion, Perry, Stewart, Tipton, Wilson

Contiguous Counties Also Eligible:

• Alabama: Lauderdale

• Arkansas: Crittenden, Mississippi

• Kentucky: Calloway, Christian, Fulton, Graves, Hickman, Todd, Trigg

• Mississippi: Alcorn, Benton, Marshall, Tippah, Tishomingo

• Missouri: Pemiscot

• Tennessee: Benton, Cannon, Carroll, Chester, Coffee, Crockett, Dekalb, Franklin, Henderson, Houston, Humphreys, Lake, Lewis, Marion, Maury, Robertson, Rutherford, Sequatchie, Shelby, Smith, Sumner, Trousdale, Warren, Wayne, Weakley, Williamson

   

2. Triggering Presidential Designation M4878 Amendment 1

Impacted Area: Tennessee, Alabama, and Kentucky

Triggering Disaster: Severe Storms, Straight-line Winds, Tornadoes, and Flooding that occurred April 2, 2025 through April 24, 2025

Application Deadline: 03/10/2026

Primary Counties Eligible: 

• Tennessee: Carroll, Henry, Wayne

Contiguous Counties Also Eligible:

• Alabama: Lauderdale

• Kentucky: Calloway, Graves

• Tennessee: Benton, Decatur, Gibson, Hardin, Henderson, Lawrence, Lewis, Madison, Perry, Stewart, Weakley

3. Triggering Presidential Designation M4878 Amendment 2

Impacted Area: Tennessee, Arkansas, Kentucky, Mississippi

Triggering Disaster: Severe Storms, Straight-line Winds, Tornadoes, and Flooding that occurred April 2, 2025 through April 24, 2025

Application Deadline: 03/30/2026

Primary Counties Eligible: 

• Tennessee:  Crockett, Henderson, Humphreys, Lewis, Montgomery, Shelby

Contiguous Counties Also Eligible:

• Arkansas: Crittenden, Mississippi

• Kentucky: Christian, Todd

• Mississippi: DeSoto, Marshall

• Tennessee: Benton, Carroll, Cheatham, Chester, Decatur, Dickson, Dyer, Fayette, Gibson, Hardin, Haywood, Hickman, Houston, Lauderdale, Lawrence, Madison, Maury, Perry, Robertson, Stewart, Tipton, Wayne 

More Resources

On farmers.gov, the Disaster Assistance Discovery Tool, Disaster Assistance-at-a-Glance fact sheet, and Loan Assistance Tool can help you determine program or loan options. To file a Notice of Loss or to ask questions about available programs, contact your local  USDA Service Center.
 

FEMA offers different assistance programs for individual citizens, public groups including government agencies and private nonprofit organizations. To find the FEMA help you need following a disaster event, visit fema.gov/assistance.

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