USDA Announces Availability of Low-Interest Physical Loss Loans for Producers Affected by Natural Disasters

Physical loss loans through the United States Department of Agriculture’s (USDA) Farm Service Agency (FSA) can help producers repair or replace damaged or destroyed physical property essential to the success of the agricultural operation, including livestock losses. Examples of property commonly affected include essential farm buildings, fixtures to real estate, equipment, livestock, perennial crops, fruit and nut bearing trees, and harvested or stored crops and hay.

Impacted Area: Virginia, Maryland, North Carolina, Tennessee, West Virginia

Triggering Disaster: Excessive Snow, Ice, Freeze, High Winds, Blizzard

Application Deadline: December 4, 2026

Primary Counties Eligible: 

• Virginia: Albemarle, Augusta, Botetourt, Charlotte, Craig, Culpeper, Fauquier, Floyd, Fluvanna, Giles, Goochland, Greene, Madison, Mecklenburg, Montgomery, Nelson, Page, Prince William, Pulaski, Rappahannock, Roanoke, Rockingham, Shenandoah, Smyth, Warren, Washington, Bristol City, Charlottesville City, Harrisonburg City, Radford City, Roanoke City, Salem City

Contiguous Counties Also Eligible:

• Maryland: Charles

• North Carolina: Granville, Vance, Warren 

• Tennessee: Johnson, Sullivan 

• West Virginia: Hardy, Mercer, Monroe, Pendleton, Summers

More Resources

On farmers.gov, the Disaster Assistance Discovery Tool, Disaster Assistance-at-a-Glance fact sheet, and Loan Assistance Tool can help you determine program or loan options. To file a Notice of Loss or to ask questions about available programs, contact your local  USDA Service Center.