This Presidential disaster declaration allows the United States Department of Agriculture (USDA) Farm Service Agency (FSA) to extend much-needed emergency credit to producers recovering from natural disasters through emergency loans. Emergency loans can be used to meet various recovery needs including the replacement of essential items such as equipment or livestock, reorganization of a farming operation, or to refinance certain debts. FSA will review the loans based on the extent of losses, security available, and repayment ability. 

1. Triggering Presidential Designation: M4898 Amendment 3 

Impacted Area: Tennessee, Missouri, Arkansas 

Triggering Disaster: Severe Winter Storm Application Deadline: December 10, 2026 

Primary Counties Eligible:  

• Tennessee: Carroll, Dyer, Rutherford 

Contiguous Counties Also Eligible: 

• Tennessee: Bedford, Benton, Cannon, Coffee, Crockett, Davidson, Decatur, Gibson, Henderson, Henry, Lake, Lauderdale, Madison, Marshall, Obion, Weakley, Williamson, Wilson 

• Missouri: Pemiscot 

• Arkansas: Mississippi 

More Resources 

On farmers.gov, the Disaster Assistance Discovery Tool, Disaster Assistance-at-a-Glance fact sheet, and Loan Assistance Tool can help you determine program or loan options. To file a Notice of Loss or to ask questions about available programs, contact your local  USDA Service Center

FEMA offers different assistance programs for individual citizens, public groups including government agencies and private nonprofit organizations.  To find the FEMA help you need following a disaster event, visit  fema.gov/assistance. 

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