Federal Emergency Management Agency Designates 76 Counties in Michigan as Natural Disaster Areas Due to Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

This Presidential disaster declaration allows the United States Department of Agriculture (USDA) Farm Service Agency (FSA) to extend much-needed emergency credit to producers recovering from natural disasters through emergency loans. Emergency loans can be used to meet various recovery needs including the replacement of essential items such as equipment or livestock, reorganization of a farming operation, or to refinance certain debts. FSA will review the loans based on the extent of losses, security available, and repayment ability. 

1. Triggering Presidential Designation M4925; 

Impacted Area: Michigan

Triggering Disaster: Severe Storms, Tornadoes, and Flooding

Application Deadline: March 2, 2027

Primary Counties Eligible: 

• Michigan: Alcona, Allegan, Alpena, Antrim, Barry, Benzie, Charlevoix, Cheboygan, Crawford, Eaton, Emmet, Grand Traverse, Gratiot, Iosco, Iron, Kalamazoo, Kalkaska, Lake, Manistee, Marquette, Mecosta, Menominee, Missaukee, Montcalm, Montmorency, Muskegon, Newaygo, Oceana, Ogemaw, Osceola, Oscoda, Presque Isle, Roscommon, Saginaw, Tuscola, Washtenaw, Wexford

Contiguous Counties Also Eligible:

• Michigan: Alger, Arenac, Baraga, Bay, Branch, Calhoun, Cass, Clare, Clinton, Delta, Dickinson, Genesee, Gladwin, Gogebic, Houghton, Huron, Ingham, Ionia, Isabella, Jackson, Kent, Lapeer, Leelanau, Lenawee, Livingston, Mackinac, Mason, Midland, Monroe, Oakland, Ontonagon, Otsego, Ottawa, St. Joseph, Sanilac, Shiawassee, Van Buren, Wayne

• Wisconsin: Florence, Forest, Marinette, Vilas

Approval Date: June 30, 2026

2. Triggering Presidential Designation M4933:

Impacted Area: Michigan

Triggering Disaster: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

Application Deadline: April 26, 2027

Primary Counties Eligible: 

• Indiana: Carrol, Dearborn, Decatur, Delaware, Fayette, Franklin, Hamilton, Hancock, Henry, Lake, LaPorte, Madison, Marlon, Morgan, Porter, Pulaski, Randolph, Rush, Tipton, Union, Wayne

Contiguous Counties Also Eligible:

• Michigan: Berrien

• Kentucky: Boone; Ohio: Butler, Darke, Hamilton, Preble; Illinois: Cook, Kankakee, Will

   

Approval Date: August 25, 2026

More Resources

On farmers.gov, the Disaster Assistance Discovery Tool, Disaster Assistance-at-a-Glance fact sheet, and Loan Assistance Tool can help you determine program or loan options. To file a Notice of Loss or to ask questions about available programs, contact your local  USDA Service Center. 

FEMA offers different assistance programs for individual citizens, public groups including government agencies and private nonprofit organizations. To find the FEMA help you need following a disaster event, visit fema.gov/assistance.