This Secretarial natural disaster designation allows the United States Department of Agriculture (USDA) Farm Service Agency (FSA) to extend much-needed emergency credit to producers recovering from natural disasters through emergency loans. Emergency loans can be used to meet various recovery needs including the replacement of essential items such as equipment or livestock, reorganization of a farming operation, or to refinance certain debts. FSA will review the loans based on the extent of losses, security available, and repayment ability.
According to the U.S. Drought Monitor, these counties suffered from a drought intensity value during the growing season of 1) D2 Drought-Severe for 8 or more consecutive weeks or 2) D3 Drought-Extreme or D4 Drought-Exceptional.
Triggering Disaster: 1
Impacted Area: Alabama, Mississippi, Tennessee
Triggering Disaster: Drought and excessive heat
Application Deadline: Tuesday, December 2, 2025
Primary Counties Eligible:
Tennessee: Decatur, Hardin, Henderson
Contiguous Counties Also Eligible:
- Alabama: Lauderdale
- Mississippi: Tishomingo
- Tennessee: Benton, Carroll, Chester, Madison, McNairy, Perry, Wayne
Triggering Disaster: 2
Impacted Area: Alabama, Mississippi, Tennessee
Triggering Disaster: Drought
Application Deadline: Tuesday, November 25, 2025
Primary Counties Eligible:
Alabama: Autauga, Chilton, Choctaw, Clarke, Dallas, Franklin, Greene, Hale, Lauderdale, Lawrence, Limestone, Lowndes, Madison, Marengo, Morgan, Perry, Sumter, Washington Wilcox, Winston
Contiguous Counties Also Eligible:
Alabama: Baldwin, Bibb, Butler, Colbert, Coosa, Crenshaw, Cullman, Elmore, Jackson, Marion, Marshall, Mobile, Monroe, Montgomery, Pickens, Shelby, Tuscaloosa, Walker
Mississippi: Clarke, Greene, Itawamba, Kemper, Lauderdale, Noxubee, Tishomingo Wayne
Tennessee: Franklin, Giles, Hardin, Lawrence, Lincoln, Wayne
Triggering Disaster: 3
Impacted Area: Alabama, Mississippi
Triggering Disaster: Drought
Application Deadline: Tuesday, November 25, 2025
Primary Counties Eligible:
Mississippi: Greene
Contiguous Counties Also Eligible:
- Mississippi: George, Perry, Wayne
- Alabama: Mobile, Washington
Triggering Disaster: 4
Impacted Area: Alabama, Georgia, Kentucky, North Carolina, Tennessee
Triggering Disaster: Drought
Application Deadline: Tuesday, November 25, 2025
Primary Counties Eligible:
Tennessee: Anderson, Bedford, Bledsoe, Bradley Campbell, Cannon, Coffee, Cumberland, DeKalb, Fentress, Franklin, Giles, Grundy, Hamilton, Knox, Lawrence, Lincoln, Loudon, McMinn, Marion, Marshall, Maury, Meigs, Monroe, Moore, Morgan, Overton, Polk, Putnam, Rhea, Roane, Rutherford, Scott, Sequatchie, Van Buren, Warren, White, Williamson
Contiguous Counties Also Eligible:
Tennessee: Blount, Cheatham, Claiborne, Clay, Davidson, Dickson, Grainger, Hickman, Jackson, Jefferson, Lewis, Pickett, Sevier, Smith, Wayne, Wilson, Union
Alabama: Jackson, Lauderdale, Limestone, Madison
Georgia: Catoosa, Dade, Fannin, Murray, Walker, Whitfield
Kentucky: McCreary, Wayne, Whitley
North Carolina: Cherokee, Graham
Triggering Disaster: 5
Impacted Area: Alabama, Georgia, Florida, South Carolina
Triggering Disaster: HURRICANE HELENE
Application Deadline: Monday, September 15, 2025
Primary Counties Eligible:
Georgia: Appling, Atkinson, Bacon, Ben Hill, Berrien, Bleckley, Brantley, Brooks, Bryan, Bulloch, Burke, Camden, Candler, Charlton, Chatham, Coffee, Colquitt, Columbia Cook , Clinch, Decatur, Dodge, Echols, Effingham, Emanuel, Evans, Glascock, Glynn, Grady, Irwin, Jeff Davis, Jefferson, Jenkins, Johnson, Lanie, Laurens, Lee, Liberty, Lincoln, Long, Lowndes, McDuffie, McIntosh, Mitchell, Montgomery, Pierce, Pulaski, Richmond, Screven Stewart, Tattnall, Telfair, Thomas, Tift, Toombs, Treutlen, Turner, Twiggs, Ware, Warren, Washington, Wayne, Webster, Wheeler, Wilcox, Wilkes, Wilkinson, Worth
Contiguous Counties Also Eligible:
Georgia: Baker, Baldwin, Bibb, Chattahoochee, Crisp, Dooly, Dougherty, Elbert, Hancock, Houston, Jones, Marion, Miller, Oglethorpe, Quitman, Randolph, Seminole, Seminole, Sumter, Taliaferro, Terrell
Alabama: Barbour, Russell
Florida: Baker, Columbia, Gadsden, Hamilton, Jefferson, Leon, Madison, Nassau
South Carolina: Aiken, Allendale, Barnwell, Edgefield, Hampton, Jasper, McCormick
Triggering Disaster: 6
Impacted Area: Alabama
Triggering Disaster: Drought
Application Deadline: Friday, July 18, 2025
Primary Counties Eligible:
Alabama: Dallas, Perry, Wilcox
Contiguous Counties Also Eligible:
Alabama: Autauga, Bibb, Butler, Chilton, Clarke, Hale, Lowndes, Marengo, Monroe
More Resources
On farmers.gov, the Disaster Assistance Discovery Tool, Disaster Assistance-at-a-Glance fact sheet, and Loan Assistance Tool can help you determine program or loan options. To file a Notice of Loss or to ask questions about available programs, contact your local USDA Service Center.
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