COLUMBUS, OHIO, May 21, 2025 – This Presidential disaster declaration allows the United States Department of Agriculture (USDA) Farm Service Agency (FSA) to extend much-needed emergency credit to producers recovering from natural disasters through emergency loans.
Emergency loans can be used to meet various recovery needs including the replacement of essential items such as equipment or livestock, reorganization of a farming operation, or to refinance certain debts. The FSA will review the loans based on the extent of losses, security available, and repayment ability. USDA’s FSA offers these loans for losses caused by severe storms, straight-line winds, tornadoes, flooding, landslides, and mudslides that occurred on April 2, 2025, and continuing. The deadline for producers in designated primary and contiguous counties to apply for loans is January 14, 2026.
Impacted Area: Kentucky
Triggering Disaster M4864, Amendment 1: Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides and Mudslides that occurred on April 02, 2025, and continuing.
Application Deadline: 1/14/2026
Primary Counties Eligible:
- Kentucky: Breckinridge, Bullitt, Calloway, Daviess, Garrard, Grayson, Hancock, Hart, Henderson, Henry, Jefferson, Larue, Lincoln, McLean, Meade, Muhlenberg, Nelson, Ohio, Oldham, Pendleton, Powell, Trimble, Warren, and Webster Counties.
Contiguous Counties Also Eligible:
- Indiana: Clark, Crawford, Floyd, Harrison, Jefferson, Perry, Posey, Spencer, Vanderburgh and Warrick Counties.
- Kentucky: Allen, Anderson, Barren, Boyle, Bracken, Butler, Caldwell, Campbell, Carroll, Casey, Christian, Clark, Crittenden, Edmonson, Estill, Franklin, Grant, Graves, Green, Hardin, Harrison, Hopkins, Jessamine, Kenton, Lee, Logan, Madison, Marion, Marshall, Menifee, Mercer, Metcalfe, Montgomery, Owen, Pulaski, Rockcastle, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Union, Washington and Wolfe Counties.
- Ohio: Clermont Counties.
- Tennessee: Henry, and Stewart Counties.
More Resources
On farmers.gov, the Disaster Assistance Discovery Tool, Disaster Assistance-at-a-Glance fact sheet, and Loan Assistance Tool can help you determine program or loan options. To file a Notice of Loss or to ask questions about available programs, contact your local USDA Service Center.
FEMA offers different assistance programs for individual citizens, public groups including government agencies and private nonprofit organizations. To find the FEMA help you need following a disaster event, visit fema.gov/assistance.
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