The American Relief Act, 2025, provides disaster relief payments to producers who suffered revenue, quality or production losses to crops, trees, bushes, or vines due to qualifying disaster events in calendar years 2023 and 2024.
How It Works
The Supplemental Disaster Relief Program (SDRP) will be administered in two stages. Producers can receive payments in both stages, if applicable, and for one or both years, depending on losses.
Stage 1
Application period for producers with indemnified losses. Stage 1 will leverage existing Federal Crop Insurance or Noninsured Crop Disaster Assistance Program (NAP) data as the basis for calculating payments.
This enrollment period is currently active.
Stage 2
Application period for producers with uncovered losses, quality losses, and crop insurance or NAP coverage for 2023/2024 but experienced shallow losses and did not receive an indemnity.
This enrollment period is targeted to begin mid-September.
Stage 1 - Indemnified Losses
Who Is Eligible for Stage 1
Crop, tree, and vine losses must be due to wildfires, hurricanes, floods, derechos, excessive heat, tornadoes, winter storms, freeze (including a polar vortex), smoke exposure, excessive moisture, qualifying drought, and related conditions occurring in calendar years 2023 and/or 2024.
Drought losses must have occurred in a county rated by the U.S. Drought Monitor as having a D2 (severe drought) for eight consecutive weeks, D3 (extreme drought) or greater intensity level during the applicable calendar year. A list of counties that are eligible for SDRP due to drought for 2023 and 2024 is available here.
The American Relief Act authorized $220 million to provide block grants to eligible States to provide compensation to producers for necessary expenses related to crop, timber, and livestock losses, including on-farm infrastructure resulting from adverse weather events in 2023 or 2024 that a State determines warrants such relief. FSA is establishing block grants with Connecticut, Hawaii, Maine, and Massachusetts that will cover crop losses; therefore, producers with losses in these states will not be eligible for SDRP program payments.
Payment Calculations for Stage 1
Stage 1 payments are based on the SDRP adjusted NAP or Federal crop insurance coverage level the producer purchased for the crop.
The net NAP or net Federal crop insurance payments (NAP or crop insurance indemnities minus administrative fees and premiums) will be subtracted from the SDRP calculated payment amount.
For stage 1, the total SDRP payment to indemnified producers will not exceed 90 percent of the loss and an SDRP payment factor of 35 percent will be applied to all stage 1 payments. If additional SDRP funds remain, FSA may issue a second payment.
For Stage 1, Indemnified Losses
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Complete and Submit Your Pre-Filled Application
For Stage 1, FSA is using a streamlined, pre-filled application process for eligible crop, tree and vine losses leveraging existing NAP data as well as data on file with RMA for losses covered by certain federal crop insurance policies.
SDRP applicants can review and sign the pre-filled FSA-526, Supplemental Disaster Relief Program (SDRP) Stage 1 Application mailed to producers and return to their FSA county office by one of the following methods:
- In-person
- Electronically using Box and One-span
- Fax
- Visit a local FSA county office to request an application.
Producers must also have the forms listed below on file with FSA.
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Make Sure These Forms Are On File
In addition to filing the SDRP Stage 1 application, producers must have the following forms on file with FSA:
- Form AD-2047, Customer Data Worksheet
- Form CCC-902, Farm Operating Plan for an individual or legal entity
- Form CCC-901, Member Information for Legal Entities (if applicable)
- Form FSA-510, Request for an Exception to the $125,000 Payment Limitation for Certain Programs (if applicable). This form must be on file for all applicable crop years to be eligible for the payment limitation exception.
- SF-3881, Direct Deposit
- AD-1026, Highly Erodible Land Conservation (HELC) and Wetland Conservation (WC) Certification
Most producers who have previously participated in FSA programs, likely have these forms on file. However, those who are uncertain and want to confirm the status of their forms, can contact their local FSA county office.
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Check Future Insurance Coverage Requirements
All producers who receive SDRP payments will be required to purchase federal crop insurance or NAP coverage for the next two available crop years at the 60% coverage level or higher.
Producers who fail to purchase crop insurance for the next two available crop years will be required to pay back the SDRP payment, plus interest, to USDA.
For Stage 2, Uncovered, Quality, or Shallow Losses
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Watch for FSA Announcements
FSA will announce additional SDRP assistance for uncovered losses, including non-indemnified shallow losses and quality losses.
- August 19, 2025: The target date to submit final rule to the Office of Management and Budget (OMB)
- September 9, 2025: The target date for the Office of Management and Budget (OMB) clearance
- September 15, 2025: The target date for sign-up to begin