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Kentucky State Programs

State Executive Director

Dean Schamore

Dean Schamore

Read Dean Schamore'

State Office Address

771 Corporate Dr.
Ste. 205
Lexington, Kentucky 40503
(859) 224-7601

State Programs

Conservation Reserve Program (CRP)

The CRP Program is the USDA's single-largest, most effective environmental program. Producers enroll in CRP and plant long-term, resource-conserving covers to improve water quality, control soil erosion and enhance habitats for waterfowl and wildlife. In return, USDA provides producers with annual rental payments. CRP contract duration is from 10 to 15 years.

Non-insured Assistance Program (NAP)

The program covers non-insurable crop losses and planting prevented by disasters. Eligible crops include commercial crops and other agricultural commodities produced for food or fiber for which the catastrophic level of crop insurance is not available.

ARC/PLC Program

The Agriculture Risk Coverage (ARC) and Price Loss Coverage (PLC) programs were authorized by the 2014 and 2018 Farm Bills.

Agriculture Risk Coverage-County (ARC-CO)

The ARC-CO program provides income support tied to historical base acres, not current production, of covered commodities. ARC-CO payments are issued when the actual county crop revenue of a covered commodity is less than the ARC-CO guarantee for the covered commodity.

Price Loss Coverage (PLC)

PLC program payments are issued when the effective price of a covered commodity is less than the respective reference price for that commodity. The effective price equals the higher of the market year average price (MYA) or the national average loan rate for the covered commodity.

Farm Storage Facility Loans

FSA may make loans to build or upgrade farm storage and handling facilities. The maximum term is 7 years, 10 years and 12 years.

Marketing Assistance Loans

Marketing assistance loans provided producers interim financing at harvest to meet cash flow needs without having to sell their commodities when market prices are typically at harvest-time lows.

Farm Loan Programs

The Farm Service Agency offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm. Learn More

Inflation Reduction Act Assistance for Distressed Borrowers 

Since October 2022, USDA has provided approximately $1.5 billion in immediate assistance to more than 24,000 financially distressed direct and guaranteed FSA loan borrowers through the Inflation Reduction Act. 

FSA is currently accepting individual requests for assistance from borrowers who took certain extraordinary measures to avoid delinquency on their direct FSA loans, missed a recent installment, or are unable to make their next scheduled installment. 

For more information on eligibility, or to submit a request for assistance, producers can contact their local USDA Service Center or visit farmers.gov/inflation-reduction-investments/assistance.   

FSA makes and guarantees loans to farmers who are temporarily unable to obtain private commercial credit. Under the guaranteed loan program, FSA guarantees loans made by commercial agricultural lenders up to 95 percent of any loss.

Farm Ownership Loans

Farm ownership loans may be used to purchase or improve real estate or reorganize the farm business.

Farm Operating Loans

Farm operating loans may be used for normal operating expenses, machinery and equipment, real estate repairs, and refinancing debt.

Conservation Loan Program (CL)

The Conservation Loan Program (CL) allows FSA to provide guarantee conservation loans to eligible borrowers to cover the cost of implementing qualified conservation projects.


The Microloan Program was developed to better serve the unique financial operating needs of beginning, niche and the smallest of family farm operations by modifying its Operating Loan (OL) application eligibility and security requirements. The application process for the microloans is simpler, requiring less paperwork to full out, to coincide with the smallest loan amount that is associated with microloans. Eligible applicants may obtain a microloan for up to $50,000.

Socially Disadvantaged Loans

Socially Disadvantaged applicant is one of a group whose members have been subjected to racial, ethic, or gender prejudice with out regard to his or her individual qualifications.

Your FSA Farm Loan Compass (A Guide to Help Answer all your Questions)