Farm Loan Programs

Available Farm Loans

Operating Loans

Used to purchase items such as livestock and feed; farm equipment; fuel, farm chemicals, insurance, and family living expenses; make minor improvements or repairs to buildings and fencing; and general farm operating expenses

Farm Ownership Loans

Used to purchase or enlarge a farm or ranch, construct a new or improve existing farm or ranch buildings, and for soil and water conservation and protection purposes


Operating loans designed to meet the needs of small and beginning farmers, non-traditional, specialty crop and niche type operations by easing some requirements and offering less paperwork

Guaranteed Loans

enables lenders to extend credit to family farm operators and owners who do not qualify for standard commercial loans. Farmers receive credit at reasonable terms to finance their current operations or to expand their business; financial institutions receive additional loan business and servicing fees, as well as other benefits from the program, such as protection from loss

Emergency Loans

help farmers and ranchers recover from production and physical losses due to drought, flooding, other natural disasters or quarantine

Targeted Loan Audiences


Used by young people participating in 4-H clubs, FFA, or a similar organization, to finance educational, income-producing, agriculture-related projects

Minority and Women Farmers and Ranchers

loans support the full participation of minority and women family farmers in FSA's farm loan programs by targeting a portion of its direct and guaranteed farm ownership and operating loan funds for minority and women farmers to buy and operate a farm or ranch

Beginning Farmers and Ranchers

loans provide credit opportunities to eligible family farm and ranch operators and owners who have been in business less than 10 years

Other Helpful Resources

Farm Loan Contacts

Middlebury, VT Farm Loan Team

68 Catamount Park, Suite A
Middlebury, VT 05753-1292

Phone: (802) 388-6748
Fax: (855) 794-3679

Gary Braman
Farm Loan Manager
Ext. 3029

David Girard Jr.
Farm Loan Officer
Ext. 3031

Jill Thomas
Farm Loan Officer
Ext. 3028

Mari Quesnel
Loan Analysis
Ext. 3039

Jennifer Barnes
Program Technician
Ext. 3041

St. Albans, VT Farm Loan Team

50 South Main Street, Suite B-14
St. Albans, VT 05478-2215

Phone: (802) 527-1296
Fax: (855) 794-3679

Dirk Reith
Farm Loan Manager
Ext. 4166

Brad Parker
Farm Loan Officer
Ext. 4168

Ryan Howrigan
Farm Loan Officer
Ext 4160

Tracy Derry
Farm Loan Officer
Ext. 4165

Christine Badalamenti Smith
Program Technician
Ext. 4181

Newport, VT Farm Loan Team

59 Waterfront Plaza, Suite 11
Newport, VT 05855-4877

Phone:(802) 334-6090
Fax: (855) 794-3679

Angela Goodridge
Farm Loan Manager
Ext. 7003

Brian Kuper
Farm Loan Officer
Ext. 7004

Brock Columbia
Farm Loan Officer Trainee
Ext. 7007

Amy Boomer
Program Technician
Ext. 7002


Farm Programs

Available Farm Programs

Aerial Photography Program
Agricultural Risk Coverage Program (ARC) & Price Loss Coverage Program (PLC)

ARC/PLC Online Login

Conservation Programs

Conservation Reserve Enhancement Program (CREP)

Vermont CREP Fact Sheet

Emergency Conservation Program (ECP)

Dairy Margin Protection Program (MPP)
Disaster Assistance Programs

Disaster Assistance Fact Sheet

Emergency Assistance for Livestock, Honey Bees, and Farm-raised Fish (ELAP)

Emergency Forest Restoration Program (EFRP)

Livestock Forage Program (LFP)

Livestock Indemnity Program (LIP)

Noninsured Crop Disaster Assistance (NAP)

Tree Assistance Program (TAP)

Loss Adjustment Standards Handbooks (LASH)

Wildfires and Hurricanes Indemnity Program (WHIP)

Economic and Policy Analysis
Environmental and Cultural Resource Compliance
2014 Farm Bill
Financial Management Information
Laws and Reglations
Market Facilitation Program (MFP)

Program announced 7/24/18 more to come...

Outreach and Education

Our State Outreach Coordinator is Paul Remillard

      Phone: (802) 527-1296  Ext. 4164


Find more on outreach at

Organic Certification Cost Share Program (OCCSP)
Payment Eligibility
Price Support

Farm Storage Facility Loans

Commodity Loans