This table shows loans made and funds used for various loan programs nationwide for Fiscal Year 2026. Targeted Funds refers to that portion of the annual allotment which is legislatively set aside for exclusive use by minority farmers, women farmers, and beginning farmers.
To learn more about the Available Funds, please review the Frequently Asked Questions below. For loan activity in previous fiscal years, the Program Data page contains that information.
| Program | FY 2026 Available Funds | Funds Used as of 2/10/2026 | Total Unused Funds | No. of Loans Made |
|---|---|---|---|---|
| Direct Operating | $1,633,000,000 | $298,428,186 | $1,334,571,814 | 3,153 |
| Non targeted funds | $665,447,500 | $86,010,870 | $579,436,630 | |
| Targeted funds | $967,552,500 | $212,417,316 | $755,135,184 | |
| Guaranteed Operating | $2,000,000,000 | $185,876,523 | $1,814,123,477 | 403 |
| Non targeted funds | $978,000,000 | $118,023,647 | $859,976,353 | |
| Targeted funds | $1,022,000,000 | $67,852,876 | $954,147,124 | |
| Direct Farm Ownership | $2,580,000,000 | $564,955,275 | $2,015,044,725 | 1,949 |
| Non targeted funds | $454,080,000 | $182,069,270 | $272,010,730 | |
| Targeted funds | $2,125,920,000 | $382,886,005 | $1,743,033,995 | |
| Guaranteed Farm Ownership | $3,500,000,000 | $575,551,795 | $2,924,448,205 | 832 |
| Non targeted funds | $1,478,400,000 | $262,364,156 | $1,216,035,844 | |
| Targeted funds | $2,021,600,000 | $313,187,640 | $1,708,412,360 | |
| Guaranteed Conservation | $0 | $0 | $0 | 0 |
| Non targeted funds | $0 | $0 | $0 | |
| Targeted funds | $0 | $0 | $0 | |
| Emergency | $144,037,784 | $872,300 | $143,165,484 | 6 |
| Boll Weevil | $0 | $0 | $0 | 0 |
| Indian Land Acquisition | $0 | $0 | $0 | 0 |
| Indian Fractionated Land | $0 | $0 | $0 | 0 |
| Heirs Property Relending | $0 | $0 | $0 | 0 |
| NATIONAL TOTAL | $9,857,037,784 | $1,625,684,079 | $8,231,353,705 | 6,343 |
Funding Frequently Asked Questions
Each year Congress appropriates money for FSA farm loans as part of the USDA budget. The funds are appropriated for the Government's fiscal year, which runs from October 1 until September 30 of the following year. The amount of money appropriated by Congress does not always meet the demand for loan funds and the Agency may run out of money for some programs.
Congress may pass a supplemental appropriations bill to make additional money available. If Congress does not appropriate additional money, loans cannot be funded until the next fiscal year when new appropriations become available.
Yes. FSA reserves loan money for two specific categories: under-represented groups and beginning farmers. The law requires FSA to reserve or target a portion of its direct and guaranteed operating and farm ownership loan funds for use exclusively by socially disadvantaged applicants (SDA). SDAs are classified in one or more of the following categories: women, African Americans, Native Americans, Alaskan Natives, Hispanics, Asians, and Pacific Islanders. In the farm ownership loan program, the percentage of loan funds targeted for SDAs is based upon the state percentage of the total rural population made up of SDA groups, and the statewide percentage of total farmers who are female. In the operating loan program, the target is determined by the statewide percentage of total farmers from the SDA minority group, and the statewide percentage of total farmers who are female.
The law also requires FSA to reserve or target loan funds for exclusive use by beginning farmers, as follows: Direct Operating, 50 percent; Guaranteed Operating, 40 percent; Direct Farm Ownership, 75 percent; Guaranteed Farm Ownership, 40 percent. Funds remain targeted for beginning farmers in the guaranteed programs until April 1 of each fiscal year. In the direct programs, funds are targeted for beginning farmers until September 1 of each fiscal year.
Yes!! Even when money has run out for a loan program, FSA still accepts, processes, and approves loan applications. Approved loans are held until money becomes available. Loans are funded in date order, based on the date that the application was received. Submitting an application sets your place in the waiting line for funds, so it is to your advantage to apply for a loan even when there is no money available.
Usually when this happens, the county offices are required to submit information about approved loans to the state office. The state office staff sets up a waiting list for the state using the loan application dates. The county office can tell you if your loan has been sent to the state office and its status for funding.